The Internal Revenue Service announced the 2019 inflation adjustments for High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs). These adjustments include maximum HSA contributions, minimum deductible amounts and maximum out-of-pocket limits. 

High Deductible Insurance Plans
In 2019, an HSA-compatible HDHP is a health plan with:
  • An annual deductible that is not less than $1,350 for self-only coverage or $2,700 for family coverage, and;
  • The annual out-of-pocket expenses (deductibles, copayments and other amounts, but not premiums) do not exceed $6,750 for self-only coverage or $13,500 for family coverage

2019 Requirements
The following adjustments apply to the calendar year 2019, as compared to 2018:

2019 Requirements for
HSAs & HDHPs
Single
Coverage
Family
Coverage
Minimum Aggregate Deductible
2019
2018
$1,350
$1,350
$2,700
$2,700
Maximum Out-of-Pocket Limit
2019
2018
$6,750
$6,750
$13,500
$13,300 
HSA Contribution Maximum
2019
2018
$3,500
$3,450 
$7,000
$6,900


2018/2019 Catch-up Contributions (age 55 and older): $1,000