2019 Inflation Adjustments Announced for HDHPs and HSAs

The Internal Revenue Service announced the 2019 inflation adjustments for High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs). These adjustments include maximum HSA contributions, minimum deductible amounts and maximum out-of-pocket limits.

High Deductible Insurance Plans
In 2019, an HSA-compatible HDHP is a health plan with:

• An annual deductible that is not less than $1,350 for self-only coverage or $2,700 for family coverage, and;
• The annual out-of-pocket expenses (deductibles, copayments and other amounts, but not premiums) do not exceed $6,750 for self-only coverage or $13,500 for family coverage

2019 Requirements
The following adjustments apply to the calendar year 2019, as compared to 2018: